This is a slightly less conventional testimonial. I want to thank Eric Shaw for the way he runs All Cities and for Alan Altschul, your reverse mortgage specialist for bringing me into All Cities. The people within All Cities are the most professional, knowledgeable, and friendly business mavens I've ever met. My practice has grown exponentially and become more sophisticated and profitable than I ever thought possible. Learning about the process of borrowing against a company's Receivables as discussed by Eric Shaw, the obtaining of cash flow from a reverse mortgage as discussed by Alan Altschul, the tax efficiencies of cost segregation as discussed by Denise Borhoff, the use of Heartland Payroll Systems to determine a workforce's eligibility for WOTC credits as discussed by Craig Fergus, the ability to obtain R and D tax credits as discussed by Chris Lake, the goods and others related to employment law in California as discussed by Alexis James, and the ability to manage cash flow through the use of factoring as discussed by Carrie Jenkins, all have helped me understand the needs and pain points of my clients in ways I never would have thought. All Cities represents the ultimate in business acumen and the essence of espirit de corps.

Mark Robbins continues to be involved in exciting deals that add to an already illustrious commercial real estate financing career. I am honored that he has engaged me for web design and other marketing services to elevate his online presence and bring to light recent accomplishments. Since 2002, Mark has helped businesses overcome complexities to secure real property, and simultaneously, helped private lenders obtain attractive returns on their loans and investments. Thank you, Mark, for your vote of confidence and your generous spirit.

I always appreciate each referral I receive from my professional network and Steve Lavaeddin, VP with City National Bank. Steve has an extensive Banking background that includes Commercial and residential loans, including other financial services. Thank you Steve for trusting me with your client and the confidence you have in my experience as a reverse loan consultant. All of my clients have been referred to me, and referrals are the best source of my business and always appreciated.

Jason is the best personal injury attorney. Coming form a good heart, Jason wants to help people properly recover after their injuries. He understands insurance policies in and out, and is able to provide sound advice based on that. He is very resourceful and keeps you updated every step of the way.

A big thank you to Joe Iovenitti of Iovenitti Asset Protection Consultants for referring two Real Estate pro's from his network to me who wanted to learn more about our rental income guarantee program. We've concluded initial discussions and are moving to the next step in the process of on-boarding buildings into the program. Much appreciated Joe, cheers!

Jeffery Rollert, Soul of the Business, is one of the most patient and thorough business consultants I have ever dealt with. He asked important questions and helped to identify potential areas of need and brought some things to my attention I was unaware of. I appreciate Jeff's extensive ability to extrapolate resources from thin air and see all sides of the business and note potential potholes in the road ahead. Thank you Jeff!

I want to send a special, warm thank you to Attorney Jason Gorowitz who very graciously helped me to understand the ins and outs of car insurance for my 18 year old son who bought his own vehicle. Becoming the parent of an adult child is tricky, and helping me understand how I can educate my son on such complex issues as coverage, it took a person with a golden heart to go over what would be in our best interest without telling us what to do.

Ramin Azadegan of Azadegan Law Group spent a good deal of time with me on the phone understanding some needs for a friend's business and the legal counsel they will need moving forward. He was extremely patient, listened intently and was resourceful in sending me in the right direction.

Insurance is a trust business and I trust who is recommended to me by people I trust. In this case, Alan Frankel with Leavitt and Associates was recommended by a trusted resource in a New York minute. He was just the one to help navigate some complex business insurance issues I needed a better understanding of. He is extremely thorough and I felt he had all the time in the world to spend with me. I felt I was in extremely capable and encouraging hands.

A big shout out to Les Himes for a referral to his niece and her dairy farm for R&D credits. One might not immediately recognize that as an R&D endeavor, but Les did after he visited her and saw all the technology involved, He can truly think outside the box in a way that helps American business. Thanks Les! Chris