Jay McDowell is not only a premier business and transition planning coach, but he is also a generous referral partner who sees intuitively how individuals could work successfully together. He has referred several quality clients to me over the years. In addition, Jay is an inspiration for how networking and referring business naturally coincide to become foundational for growing a client base and a business. I have known Jay for many years and admire his unwavering integrity and service mindset. A mutual friend's car was broken into while we were meeting during the holiday season, and Jay sprang into action and manufactured a cardboard shield that he duct-taped in place to protect our friend from the elements as he drove home. Jay is someone everyone would want on their side, in business or personally. Thank you, Jay, for the model of resourcefulness and moral values that you are -- as a professional and as an individual.